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Welcome to LoanPro, we're your California home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

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Real Customer Experiences

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  • Thanks, the notary came this afternoon, everything was done in 15 minutes! I wanted to thank you for such a smooth and painless refi process - this is probably our fourth refi but this was by far the easiest of them all (which is particularly remarkable considering the circumstances). Much appreciated - I'll definitely pass… Michael H. - September 21, 2021
  • I’d heard stories from other self-employed business owners about the challenges involved in securing a mortgage or refinance. One of my colleagues referred me to LoanPro, who is an expert in this space and was able to secure an attractive loan for me using my bank statements to verify income. I highly recommend LoanPro for… Chad C. - September 21, 2021
  • From past experience, I know that — as a physician — it’s important to work with a loan professional who understands the complexities of working with doctors to obtain mortgages and home refinances. I trust Shannon and LoanPro to deliver the best loans for me and I confidently refer her to my colleagues. Dr. Michael M. - September 21, 2021
  • My wife and I had a very positive experience working with Shannon at LoanPro on our refinance. It was easy, smooth, and even completed early. We appreciate Shannon’s help and professionalism. Dennis S. - September 21, 2021

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in California? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
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(844) 456-2677 2901 W. Coast Highway Suite 200
Newport Beach, California 92663 NMLS# 1661535
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